Are You Struggling to Make Student Loan Payments?

There are solutions for student debt. Lots of complicated solutions. The ridiculous amount of regulation around student loan repayment programs makes it very hard to know all of your options. Let's make it simple.

Which best describes you?

Student Debt Analysis and Nonprofit Counseling

There are solutions for student loan debt.

Consumer Debt Counselor's student debt analysis tool can quickly identify all of your qualified solutions. Online student debt analysis in the comfort of your own home is just $139.95 and includes a one-hour one-on-one session with one of our certified student loan counselors via telephone. Need more help? Implementation options are also available for an additional fee if you have a more complex scenario.

Lots of complicated solutions. We make it simple.

The insane amount of regulation around student loan repayment makes it difficult to have a clear understanding of your qualified options.

There are a lot of choices if you want to manage your student loan debt on your own. The federal government provides many tools and resources on Department of Education (ED) websites like the Federal Student Aid website, StudentLoans.gov.

If you are having a hard time getting started on your own, our online federal student debt analysis can identify all of your qualified options in just minutes. For $139.95, we also include a one-hour one-on-one session with a certified student loan counselor who will help you evaluate your options in the context of your financial goals and your budget to ensure that you are in the right solution. To get started:

  1. Input your basic information and your federal loan information. (Hint: Easily download all of your loan information via your NSLDS file on the National Student Loan Data System website.)
  2. Answer approximately 25 questions tailored to your unique situation. We use the advanced SLADE™ logic engine to identify all of your qualified options, including potential discharges, repayment plans, rehabilitations and more.
  3. Meet with your dedicated student loan counselor. Each analysis includes a one-hour one-on-one session (via telephone) with a certified advisor. After your session, your counselor will provide you with a customized report tailored to your specific circumstances, including full descriptions of your selected solution(s), items for consideration and detailed steps to implement your solution(s).
  4. Want more help? No problem. Our counselors can also help you implement your solution(s).*

Don't Wait to Deal with Student Loan Debt

Know Your Options

Consumer Debt Counselors uses the powerful, patent-pending SLADE™ logic engine to identify all of your possible solutions, including options that can discharge all or part of your loans.

Get Out of Delinquency

Have you fallen behind on your current repayment plan? No problem. Consumer Debt Counselors can help you recover from default or delinquency, or even halt wage garnishments or federal tax offsets.

Keep More of Your Money

Consumer Debt Counselor's student loan analysis can help you find the best repayment plan for your circumstances, including reducing the amount of overall interest you pay or your monthly payment.

See a Sample Report

Our federal student debt bundle is $139.95 and includes both an online analysis and counseling. You will receive complete analysis of your federal student loan debt that will identify all of your qualified options, including all available payment plans, discharge opportunities, rehabilitation options and more. You and your counselor will then spend a full hour evaluating all of your options and discussion your financial goals and your budget. Your final report will include full solution descriptions, things to consider before making any changes (such as tax implications) and all of the steps you'll need to implement your chosen solution(s).

Why Work With a Certified Student Loan Counselor?

Student loan counselors can be an important ally, especially if you are dealing with a lot of student loan debt or if you are in a complex situation.

In a typical counseling session, your certified student loan counselor will help you assess your short- and long-term financial goals. They can help you collect your loan information and create a budget to give you a clear picture of your financial situation.

Our counselors understand that one size doesn't fit all.  They can help determine what student loan repayment and/or discharge opportunities may be beneficial to you given your specific circumstances. They can also formulate an action plan to help you complete any necessary changes required to help you reach your goals.

Once you complete your online analysis, you'll have the opportunity to add counseling services or even implementation services if you wish. An additional fee will apply.